Auto Insurance

Quality Iowa Auto Insurance Coverage

Absolute Insurance Agency is one of the leading providers of quality auto insurance policies and umbrella insurance coverage for residents in Des Moines IA, West Des Moines IA, Clive IA, Urbandale IA, and the surrounding areas.

Everyone needs to have vehicle insurance… It’s the law! Auto insurance is incredibly beneficial anyway, since it will transfer the risk of liability from you to another source. A quality car insurance policy from Absolute Insurance Agency will help ensure that you and your assets remain protected in the event you are involved in an accident.

We have a range of collision policies available that include ample amounts of bodily injury liability coverage to keep you well protected.

What Our Auto Policies Can Offer

Accident Forgiveness (Restrictions May Apply)
All Policies offered with Uninsured/Underinsured Motorist Coverage
Loan/Lease Payoff (Gap Coverage) is Available for New Purchases and Models
Medical Payments for You and All Vehicle Passengers on a First Pay Basis
Package Policies Together for Discounts & Same Peril Deductibles (Restrictions May Apply)

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Terms to Know

Bodily Injury Liability. This is legal liability for causing death or physical injuries to another party.
Collision Insurance. This type of insurance covers any losses to the insured’s automobile when they collide with another object or vehicle.
Comprehensive Coverage. This type of insurance covers damage that is incurred from things other than collisions. (Ex: Vandalism, Fire, Falling Objects, and Theft)
Medical Payments. These payments cover medical costs and funeral costs that are incurred as a result of an auto accident, regardless of who is at fault. It also covers passengers who have been injured and injuries if you are driving another person’s vehicle. In the State of Iowa, these payments will also cover injuries that are incurred when you or your family members are pedestrians.